Disclaimer

This book and any associated resources provide general instruction on how to understand and respond to risk. This is not intended to provide specific guidance for you or your organization. Anyone using this document should rely on his or her own independent judgment or, as appropriate, seek the advice of a competent professional in determining the appropriate measures for their situation or organization.

The Author and Publisher are not responsible for any injury, loss, damage or disruption arising from the use of this book and any resultant materials.